Our insurance products

An important part of a pension scheme is to be covered if anything happens to you, your employees or your close family members. It provides peace of mind and security in your everyday life to know that you are covered against any unforeseen circumstances.

Here is an overview of our insurance covers that provide financial security for you – today and in the future, for example if you were to fall seriously ill or lose your earning capacity.


Danica Health Insurance takes care of you and your employees when you need support. We help you find the best treatment – and you get access to fast-track treatment in private hospitals.

Learn more about our Health Insurance

Use your Health Insurance

Health Insurance

With Danica Children’s Health Insurance, your and your employees’ children have good treatment options. Children’s Health Insurance gives your children access to several types of treatment if they fall ill.

Learn more about our Children’s Health Insurance

Use the Children’s Health Insurance

Health Insurance for partners

Our Health Insurance takes care of your and your employees’ respective partners when they need support. We help find the best treatment for them by a psychologist, a physiotherapist or a chiropractor, for example.

Learn more about our Health Insurance for partners

Use the Health Insurance for partners

Loss of earning capacity

The cover for loss of earning capacity provides you and your employees with fixed monthly benefits when you no longer receive full salary payments.

Learn more about our cover for loss of earning capacity

Report loss of earning capacity

Critical illness

The insurance cover for critical illness gives you, your employees and your respective families a financial breather if you or your employees fall seriously ill. The payout will be in the form of a lump sum and is free of taxation.

Learn more about critical illness

Report critical illness

Cover on death

The insurance cover ensures that the closest family members have the financial means to move on with their lives in case of your or an employee’s death. This may make it easier for the family to remain in their home, for example.

Read more about our cover on death

See if you have cover on death

With Step Care™, we support you all the way

Prevention and treatment of lifestyle diseases require early and continuous action. Through our treatment method Step Care™, you and your employees get help and advice early on – and throughout a potential course of treatment.

If you or your employees need treatment, an expert will customise a course of treatment for you and, if necessary, a team of experts will be assigned to your treatment programme. That way, the employee who is ill can focus all his/her energy on his/her recovery, so that the employee can safely return to work.

Learn more about Step Care™

A good pension scheme makes your company an even more attractive workplace.

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