Use your pension schemes to take

better care of the planet

You and your employees may already be making efforts towards a greener future. But did you know that your pension schemes can also make a difference? 

Together, we have billions of kroner placed in pension savings, which we at Danica Pension invest with a view to being spent some time in the future. Meanwhile, we are also responsible for influencing the future in which the money is to be spent. 

If you and your employees want to invest your pension savings with special focus on sustainability, you can invest part or all of your savings in Danica Balance Responsible Choice. This product has been designed specifically for people who want to invest their savings in a way that is even more focused on a sustainable future.

Choose your own balance

How much to invest in Danica Balance Responsible Choice is entirely up to the individual.

 0%, 47% or 100%? All you need to do is log on to Netpension and move the slider. 

 Log on and choose

Watch what Anna did to make
her future happier


Increase your focus on sustainable progress with
Danica Balance Responsible Choice


Do you want your pension savings to have an extra focus on promoting sustainability? If so, you can choose to place a proportion or all of your pension savings in Danica Balance Responsible Choice. By doing so, your pension investments will focus even more on companies that aim to help solve global challenges in areas such as climate, the environment, food security, social conditions and health. And your investments will continue to provide the prospect of achieving an attractive return.

As a minimum, 75% of your investments in Danica Balance Responsible Choice will be sustainable investments. Sustainable investments are investments that – according to our own assessment – seek to contribute to one or more of the UN Sustainable Development Goals. This means that we evaluate both what the company produces and how it produces its product. In practice, each investment’s contribution to the UN Sustainable Development Goals is different.

Also, when you choose Danica Balance Responsible Choice your pension savings will not be invested fossil fuels, military equipment and a number of other sectors. We aim to ensure that the companies your pension savings are invested in do not have a significant negative impact on society and that they meet international standards for human and labour rights and standards for good corporate governance.

What are the UN Sustainable Development Goals?

In short, they are a plan and ambition to make the world more sustainable by 2030. There are 17 goals, including:

  • Climate Action and Clean Water
  • Zero Hunger and Good Health and Well-being
  • Gender Equality and Quality Education.

Learn more about the Goals here

Please note

If you and your employees want your savings to be placed in at least 75% sustainable investments, all of your pension savings must be invested in Danica Balance Responsible Choice.

For more information about the investments, please read the section ‘How does it work ?’ below.

Example of investments:

Companies and projects that produce renewable energy or provide solutions to reduce water wastage, create more clean drinking water or promote sustainable food production.

Companies that seek to increase the reuse and recycling of materials, promote biodiversity, contribute to improved healthcare or reduce the climate footprint of the production of goods.

A combination of companies which together account for lower carbon emissions than the market in general and which are working to reduce carbon emissions in accordance with the climate goals of the Paris Agreement.

How does it work?

How to get a happier future

Investing your pension savings in Danica Balance Responsible Choice is both simple and easy.
All you need to do is select your existing Danica Balance pension scheme in Netpension under the tab 'How your savings are invested' and click 'Adjust investment strategy'.

Societal impact and sustainability

We have a natural responsibility towards ourselves, each other and future generations to protect and improve our society. You can learn more about our societal impact and sustainability work across Danica Pension here:

Societal impact and sustainability in Danica Pension


Danes’ view of sustainability

One in two Danes does not know whether their pension provider offers an investment product with special focus.
There is a huge potential in this, as our pension savings can make a difference by contributing to a green and sustainable future.

Source: YouGov survey for Danica Pension, winter 2022

Many Danes think a lot about sustainability. And this trend appears to continue.

74% state that they are more aware of sustainability today than they were five years ago.


Source: YouGov survey for Danica Pension, winter 2022

Face the future with confidence

When does the future actually begin? And where is your company headed? These are difficult questions. But the answers will contribute to shaping the lives of yourself and your employees.

For the future is the ‘now’ you create with the decisions you make today. That is why we at Danica Pension believe that the better you get to know your future, the more you will get out of it.

We can help you get more certainty about your company’s future. We make it easier for you to make the right decisions here and now so that you, your employees and your company are better prepared for the future.


Visit the future

A good pension scheme makes your company an even more attractive workplace.

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