With Danica Balance as your pension scheme, we manage your investments based on when you plan to retire and how much risk you are willing to take.
While you are young, you generally have a large proportion of equities and other higher-risk investments. As you get older, we gradually reduce the number of equities in favour of lower-risk investments, including bonds. This creates a good balance in your savings.
You can see how your pension savings in Danica Balance are currently invested in Netpension.
With Danica Balance, our experts invest your pension savings in a wide range of assets, which apart from equities and bonds also include alternative investments such as property and private equity. This improves the relationship between potential return and risk.