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Danica Pension has acquired the former SEB Pension in Denmark, and we are now ready to take the next step on the journey towards a joint Danica Pension. As a result, a few changes will be made to your pension scheme. We will therefore send you a letter in September to let you know what the implications are for you. You do not have to do anything right now. The changes will be made automatically. If you have any questions, please feel free to call us on +45 70 11 55 04.
Will insurance covers and conditions change when the administration of my pension scheme is transferred to Danica Pension?
You will keep your insurance covers when we transfer the administration of your pension scheme to Danica Pension. There will be no changes to your insurance covers, benefits or insurance conditions. This also applies if you have reported a claim or are receiving insurance benefits.
What will happen to the savings product Tidspension?
Tidspension will continue, so you will be able to keep your Tidspension scheme. You will not be able to add on a guarantee to Tidspension, however. If you already have a guarantee, this will not change. After 1 January 2019, new customers will not be offered Tidspension as their pension product.
What will happen to my existing guarantee in Tidspension?
If you have already added a guarantee on your Tidspension pension scheme, you will keep this guarantee. It will continue unchanged. Going forward, it will not be possible to add a guarantee to Tidspension, however. In other words, if you deselect the guarantee you already have, you will not be able to add it at a later date.
What will happen to the savings product Traditionel?
Traditionel will continue as it is, and your savings will continue to accrue interest annually at the interest rate on policyholders’ savings. The rules on interest rate groups will not be changed. You will not experience any deterioration of your pension scheme.
When we transfer the administration of your pension scheme to Danica Pension, your Link pension scheme will continue under the name of Danica Link. The investment of your savings will be composed the same way as before, but the investment conditions will be changed. You can see the investment conditions here (in Danish) You will not experience any deterioration of your pension scheme.
What will happen to the savings product Markedspension?
If you are saving up for your pension with Markedspension, your pension product will in future be Danica Balance with Danica Pensionsforsikring A/S. Investment of your pension savings will be adjusted regularly based on your age and risk profile, just as it is in Markedspension, but rather than in steps, it will be adjusted continually. We will change the investment conditions when the administration of the pension schemes is transferred to Danica Pension. You can see the investment conditions here (in Danish).
What online tools and digital platforms will I use in future?
Your employees should still use the same online tools as they are used to. Later on, your employees will get access to more digital platforms at Danica Pension, such as the Mobilpension app, Danica PensionsTjek and netpension, which they find at danicapension.dk. Your employees will get more information when it is relevant to them.