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Interest on policyholders’ savings

The interest on policyholders savings is the rate applying under Danica Traditionel. The rate of interest is determined on a regular basis and may be changed effective at the end of a month.

Interest on policyholders’ savings

  • Interest on policyholders’ savings in 2020

    Interest rate group 1 Interest rate group 2 Interest rate group 3 Interest rate group 4
    Interest on policyholders’ savings before tax (%) 2,50 6 6 6
    Interest rate group D1 Interest rate group D2 Interest rate group D3 Interest rate group D4
    Interest on policyholders’ savings before tax (%) 1,8 1,8 1,8 1,8

    Interest on policyholders’ savings is stated in percent before tax on pension returns.  

    You can see your interest rate group in Netpension.

  • Recent years’ interest on policyholders’ savings
    Interest on policyholders’ savings before tax (%)
     2019 2018 2017 2016 2015 2014 2013
    Interest rate group 1  2,5*** 3,25 3,25 3 4 4 2
    Interest rate group D1  1,8 1,8 1,8 1,8 1,8 1,8 1,8
    Interest rate group 2  6  6  6  6  4  4  2
    Interest rate group D2  1,8  1,8   1,8   1,8   1,8   1,8  1,8 
    Interest rate group 3   6  6  6  6  6  6  2
    Interest rate group D3  1,8  1,8   1,8   1,8   1,8   1,8   1,8
    Interest rate group 4  6  6  6  6  6  6  2
    Interest rate group D4  1,8  1,8  1,8  1,8  1,8  1,8  1,8
    Interest on policyholders’ savings before tax (%)    2012 2011


     
    Interest rate group 1   2** 3,53


     
    Interest rate group D1    1,8 2,25*

     
    Interest rate group 2    2**  3,53        
    Interest rate group D2     1,8  2,25*        
    Interest rate group 3    2**  3,53        
    Interest rate group D3     1,8   3,25        
    Interest rate group 4    2**  3,53        
    Interest rate group D4    1,8  3,25        

    *The interest on policyholders’ savings was 3.25% until 1 October 2011

    **The interest on policyholders’ savings was 2.75% until 1 July 2012

    ***The interest on policyholders’ savings was 3.25% until 1 April 2019

A lot can happen in a year. Does your pension scheme fit your current life situation?