- Cancer (except for initial stages of cancer, HIV-related tumors and skin cancer)
- Certain benign tumours in the brain and spinal cord
- Coronary thrombosis (coronary infarction)
- Planned surgery for or enlargement of constricted coronary arteries (bypass surgery or balloon angioplasty)
- Surgery for cardiac valve disease
- Cerebral thrombosis or cerebral haemorrhage (stroke)
- Sacculate aneurysm of the brain arteries (aneurysm)
- Chronic renal failure
- Multiple sclerosis
- Motor neurone diseases (MND)
- Major organ transplant
- HIV infection as a result of a blood transfusion or infection caused by occupational transmission
- AIDS
- Muscular atrophy
- Blindness (permanent and irreversible loss of sight in both eyes)
- Deafness (permanent and irreversible loss of hearing in both ears)
- Parkinson’s disease
- Creutzfeldt-Jakob's disease
- Bacterial meningitis (inflammation of the brain membrane)
- Borrelia infection in meninges, nerve roots or brain
- Severe burns, frostbite or corrosive burns
- Diseases of the aorta
- ICD (defibrillator) implant surgery due to life-threatening irregular cardiac rhythm or cardiac arrest
- Chronic heart failure with severe symptoms such as dyspnoea, fatigue and rapid heartbeat while at rest
Critical illness
The following diagnoses are currently covered by the insurance. In your insurance conditions, which you can find in Netpension, you can see details about the specific situations covered by the insurance.