Critical illness

The following diagnoses are currently covered by the insurance. In your insurance conditions, which you can find in Netpension, you can see details about the specific situations covered by the insurance.

  • Cancer (except for cancer precursors, HIV-related tumours and skin cancer)
  • Certain benign tumours of the brain and spinal cord
  • Coronary thrombosis
  • Planned surgery or dilatation of constricted coronary arteries (bypass surgery or balloon angioplasty)
  • Surgery for cardiac valve disease (patient must have undergone surgery)
  • Cerebral thrombosis or cerebral haemorrhage (stroke)
  • Saccular dilation of the cerebral arteries (aneurism)
  • Chronic kidney failure
  • Multiple sclerosis
  • Motor neurone diseases (MND)
  • Major organ transplant (heart, lung, liver, bone marrow)
  • HIV infection as a result of blood transfusion or occupational infection
  • AIDS
  • Deafness (permanent hearing loss on both ears)
  • Blindness (permanent loss of sight on both eyes)
  • Muscular atrophy (certain specific diagnoses)
  • Parkinson’s disease
  • Creutzfeldt-Jakob disease
  • Bacterial meningitis (inflammation of the membranes of the brain)
  • Borrelia infection in meninges, nerve roots or brain (neuroborreliosis)
  • Major burns, frostbite or chemical burns
  • Aorta disease (coronary artery disease)
  • ICD (defibrillator) implant surgery due to life-threatening irregular cardiac rhythm or cardiac arrest
  • Chronic heart failure with severe symptoms such as dyspnoea, fatigue and rapid heartbeat while at rest

A lot can happen in a year. Does your pension scheme fit your current life situation?