With Danica Link, you manage your investments and thus choose the amount of risk you want to accept in relation to your pension savings. Higher risk has historically resulted in a potentially higher return. However, it also results in an increased risk of fluctuation in pension savings. We always recommend that you choose your risk profile before you start to invest.

You can invest in a large number of approved investment funds – both actively and passively managed funds. See all the funds and their return here (In Danish only).

You can see the costs (APR) of the individual investment fund under the fund’s master data in the list of funds here (In Danish Only).

You can also learn more about the costs in our price sheet (In Danish Only).

With Danica Link, you buy and sell unit trust units directly via Netpension or Danske eBanking. You also have the option of real-time trading in some of the funds. See prices and conditions for Danica Link above.

As a Danica Link customer, you have access to telephone investment advice with Danske Bank if you have given your consent. You can call Investering Direkte on +45 70 20 22 96 weekdays between 9 a.m. and 6 p.m.

When you set up a pension scheme, you also choose how you want your pension savings to be paid out when you retire. This can either be as a lump sum payout or as regular benefits. Your pension scheme will typically be set up as an annuity pension scheme, a life annuity or a retirement savings scheme.