This savings product can be set up by anyone and only requires an initial contribution of DKK 25,000. You can transfer the money from your Danske eBanking.

When you need the money, you can make a withdrawal via Netpension. Log on to Netpension and make an account transfer to your NemKonto account. The money will be at your disposal three days later. You must withdraw at least DKK 500. If you want to withdraw your entire FlexOpsparing, we will have to close the account. Please note that it takes up to 10 days for you to receive the full payout of your pension. If you urgently need the money, you must start by withdrawing up to 90% of the money. However, a minimum of DKK 25,000 must remain on the account after the withdrawal.

We invest your savings in different investment funds. The distribution will depend on which of the nine investment strategies under Danica Balance you choose.

See the nine investment strategies under Danica Balance (In Danish only).

You can also see the current returns under Danica Balance.

Higher risk has historically resulted in a potentially higher return. However, it also results in an increased risk of fluctuations in your pension savings. It is important that your risk profile matches your preferences. We always recommend that you choose your risk profile before you start to invest.

If you want to, you can change your investment strategy.