I am getting married
Getting married is a huge experience. Enjoy the party, sort out your joint finances – and remember your pension. Maybe you are already checking your insurance covers and pension savings on a regular basis to ensure that you are well covered. If not, marriage is a good reason to do so.Did you know that you can also choose – or designate – other persons to receive your pension savings if you were to die prematurely? Generally, your spouse will receive your savings if you die.
Learn more about designation of beneficiary (In Danish only)
Have you considered setting up a marriage contract? A marriage contract details how you want your finances – such as your pensions savings – to be divided if you were to divorce. Generally, pension savings will not be divided on divorce. It may therefore be a good idea to discuss this before you marry.
In the event one of you falls ill and permanently or temporarily loses your earning capacity, your financial situation will significantly benefit from you having a cover for loss of earning capacity and a cover for critical illness. Learn more in the boxes below.
Cover on death
Generally, we recommend that you financially secure each other through a cover on death with an insurance cover of four times your individual annual salary.
Read more about cover on deathRead more
Loss of earning capacity
The insurance cover can give you financial security if you fall ill and help you return to work.
Critical illness
The insurance cover for critical illness gives you and your family a financial breather if you fall seriously ill.
I am having a baby
Having a little new family member is a happy event that may turn your life upside down. And your financial situation.