Danica Link is for you who want to choose how your pension savings are invested. This means that you choose the investment funds that best match your expectations of return and risk. We collaborate with leading unit trusts in Denmark and globally.
With Danica Link, you trade via Netpension or Danske eBanking yourself, and you can change the composition of your investment custody account at any time.
You manage your investments yourself via a large number of investment funds that have been assessed and approved by us. You can see information about returns and investments in the investment funds via the link below:
See your investment options here (In Danish only)
See the investment options of former SEB Pension customers here (In Danish only)
With Danica Link, you manage your investments and thus choose the amount of risk you want to accept in relation to your pension savings. Higher risk has historically resulted in a potentially higher return. However, it also results in an increased risk of fluctuation in pension savings. We always recommend that you choose your risk profile before you start to invest.
You can invest in a large number of approved investment funds – both actively and passively managed funds. See all the funds and their return here (In Danish only).
You can see the returns for funds that were previously available in Danica Link here (In Danish only).
In addition to the expenses shown in the price sheet, the investment of your savings is subject to costs associated with the investment funds you choose. These costs will be deducted before the price and thus the return on the investment fund is calculated. You can find information about the costs of the individual investment fund by clicking the name of the investment fund on the list of funds here (In Danish Only).
With Danica Link, you buy and sell unit trust units directly via Netpension or Danske eBanking. You also have the option of real-time trading in some of the funds. See prices and conditions for Danica Link above.
When you set up a pension scheme, you also choose how you want your pension savings to be paid out when you retire. This can either be as a lump sum payout or as regular benefits. Your pension scheme will typically be set up as an annuity pension scheme, a life annuity or a retirement savings scheme.
For an annuity pension or a life annuity, we will continue to invest your savings while your pension is paid out.Prices
Here you can see prices (In Danish only) of Danica
Link.
In Netpension you can see the exact price of your pension scheme.
Conditions
Here you can learn more about the terms and conditions applying to you as a Danica Pension customer.
Terms on setting up your pension scheme (in Danish only)
Customer guide on cover and health information (in Danish only)
Investment conditions
You can see the investment conditions applying to Danica Link here.
Investment conditions – Danica Link (PDF) (In Danish only)
If you already have a Danica Pension scheme, you can see the investment conditions applying to your scheme in Netpension under [‘Pensionsoversigt’] and [‘Betingelser’].
When you are to receive your pension benefits
Here you can learn more about how your pension will be paid out. The same conditions apply if you are a
beneficiary and are to receive a pension payout on death.
When you receive your pension benefits (PDF) (In Danish only)
With Danica Balance, our experts invest your pension savings so that they fit your needs and your life situation. We will take into account when you plan to retire and how much risk you are willing to take
If you want to invest your pension savings with special focus on sustainability, you can invest part or all of your savings in Danica Balance Responsible Choice, which has been designed specifically for people who want to invest their savings in a way that is even more focused on a sustainable future.
Do you want to diversify the risk when you invest your cash funds? Then FlexOpsparing is an attractive option.
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