Tidspension is a savings product for you if you want the opportunity to achieve a higher return while also seeking financial security and stability when your savings are paid out. Due to a special mechanism, Tidspension can provide both.

Click here to see Insurance & Pension Denmark’s key risk figures and investment distributions (In Danish only)

High expected return

A proportion of your savings is invested in the Tidspension fund, two thirds of which consists of equities and similar high-risk assets. The remainder is more low-risk securities. That way, you have the opportunity to achieve an expected high return, both during the savings period and the payout period.

Financial security and stability

Generally, an attractive investment profile with a large proportion of equities and other high-risk assets means that returns will fluctuate significantly. When the investment market performance is up, your pension savings return will increase – and when the investment market performance drops, you will get a negative return. However, you will not notice the fluctuations much, as a special equalisation mechanism ensures that your benefit payments are stable, even though the overall investment return fluctuates.